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"With so many options available, it’s relatively easy to get a loan, but the impact on your credit and what it actually costs you over time can vary a great deal." Two common forms of small-dollar borrowing are traditional installment loans (TIL.

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Paying $1 to get the $100 you need; no big deal, right. The legislation, House Bill 1319, would allow for small installment loans for these folks of limited means who don’t use banks and credit unions the way we do. Now save.

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